Grants & Schemes, First‑Home Buyers

Government Scheme Boost Pathway

Discover the government grants and schemes that can help you buy your first home sooner - with clear guidance through every step.

Discover the government grants and schemes that can help you buy your first home sooner - with clear guidance through every step.

Make the Most of Every Benefit Available to You

If you’re buying your first home in Australia, there’s good news - there are government schemes and grants designed to help you get there faster.
Navigating them can be tricky, but that’s where we come in. We’ll help you understand what you qualify for, how to apply, and how these programs can boost your buying power.

Why This Pathway Matters

Hundreds of eligible buyers miss out on thousands of dollars in government support simply because they don’t know it exists - or how to combine different options effectively.

From guarantees that reduce your deposit to grants and tax‑saving initiatives, understanding your eligibility can make the difference between “someday” and “sooner.”

How It Works

  1. Check Your Eligibility
    We review your income, location, and property goals to see which schemes and grants apply to your situation.

  2. Combine the Right Programs
    In some cases, you can use multiple initiatives together - we’ll show you how to structure your application for maximum impact.

  3. Guide You Through the Process
    We’ll handle the documentation and coordinate with the lender, so everything is done correctly and on time.

Schemes & Grants You Might Be Eligible For

  • First Home Guarantee (FHBG) – Buy with as little as 5% deposit, no LMI.

  • First Home Super Saver Scheme (FHSSS) – Use your super contributions toward a deposit.

  • First Home Owner Grant (FHOG) – One‑off payment for eligible purchases.

  • Stamp Duty Concessions – Reduced or waived stamp duty in some states and territories.

We’ll help you identify which of these apply to your situation and what savings they can unlock.

Who It’s For

This pathway is ideal if you:

  • Have limited savings but stable income

  • Want to take advantage of government incentives

  • Find eligibility rules confusing

  • Want clear, step‑by‑step guidance through applications and approvals

What You’ll Gain

  • A complete understanding of your available schemes

  • Clarity around savings potential and eligibility

  • Guidance through every application and lender requirement

  • A faster, more affordable entry into your first home

Let’s See What You’re Eligible For

There’s support out there to help you buy - and we’ll help you claim it confidently.